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12-23-2015, 02:56 PM
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#1
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Senior Member
Join Date: Sep 2013
Location: San Luis Obispo, CA
Posts: 2,554
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4x4 van insurance - Non Class B RV
For those of you that have 4x4 vans (not SMB or Class B RV), how are you insuring the value of your van? Are you adding a specific amount as modification value or are you insuring an agreed value? It might even be the same thing, but I wanted to confirm what other people are doing.
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2005 E350 Chateau - V10 - Agile Offroad 4x4
2012 CTS-V Wagon - For the baby...
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12-23-2015, 11:26 PM
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#2
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Senior Member
Join Date: Oct 2015
Location: Newport Beach
Posts: 238
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Quote:
Originally Posted by mikracer
For those of you that have 4x4 vans (not SMB or Class B RV), how are you insuring the value of your van? Are you adding a specific amount as modification value or are you insuring an agreed value? It might even be the same thing, but I wanted to confirm what other people are doing.
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I'm using the safeco recommended guy from this forum. I told him I wanted 27k if I stack my smb up. He was able to write it no issues. So I'm assuming non smb would work the same. I know my last ins company would only let me cover 1500 in mods with receipts....
__________________
2012 Ram 1500 Express
2001 Honda CRF230r
2000 SPORTSMOBILE
1997 Jeep Wrangler Lifted / Locked
1997 Mercedes C230
1994 Mercedes SL500
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12-24-2015, 09:32 AM
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#3
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Senior Member
Join Date: Sep 2013
Location: San Luis Obispo, CA
Posts: 2,554
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Quote:
Originally Posted by DerPo
I'm using the safeco recommended guy from this forum. I told him I wanted 27k if I stack my smb up. He was able to write it no issues. So I'm assuming non smb would work the same. I know my last ins company would only let me cover 1500 in mods with receipts....
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I'm guessing you have an RV policy though, right?
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2005 E350 Chateau - V10 - Agile Offroad 4x4
2012 CTS-V Wagon - For the baby...
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12-24-2015, 12:42 PM
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#4
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Senior Member
Join Date: Oct 2015
Location: Newport Beach
Posts: 238
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Quote:
Originally Posted by mikracer
I'm guessing you have an RV policy though, right?
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Negative. Just regular ol auto
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12-24-2015, 05:50 PM
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#5
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Senior Member
Join Date: Jul 2015
Location: Santa Clara, ca
Posts: 167
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ok so who do we contact?
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12-24-2015, 05:55 PM
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#6
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Senior Member
Join Date: Oct 2015
Location: Newport Beach
Posts: 238
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5595774704
His name is Justin. Tell him Mark from Sportsmobile forum sent you
__________________
2012 Ram 1500 Express
2001 Honda CRF230r
2000 SPORTSMOBILE
1997 Jeep Wrangler Lifted / Locked
1997 Mercedes C230
1994 Mercedes SL500
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12-24-2015, 07:48 PM
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#7
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Senior Member
Join Date: Sep 2013
Location: San Luis Obispo, CA
Posts: 2,554
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Quote:
Originally Posted by DerPo
Negative. Just regular ol auto
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Is your van your daily driver? Just curious because if you insure it as an RV, the annual premium is like half of what a regular auto would be...mainly because you wouldn't be driving it very often and not put many miles on it a year.
__________________
2005 E350 Chateau - V10 - Agile Offroad 4x4
2012 CTS-V Wagon - For the baby...
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12-25-2015, 12:38 AM
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#8
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Senior Member
Join Date: Oct 2015
Location: Newport Beach
Posts: 238
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Quote:
Originally Posted by mikracer
Is your van your daily driver? Just curious because if you insure it as an RV, the annual premium is like half of what a regular auto would be...mainly because you wouldn't be driving it very often and not put many miles on it a year.
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It's not a DD, but they couldn't do RV ins for some reason I can't recall. I think maybe the plumbing or lack thereof.
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12-25-2015, 11:00 AM
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#9
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Senior Member
Join Date: Jul 2015
Location: Santa Clara, ca
Posts: 167
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Cool thanx for info I will call him monday
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07-07-2016, 07:31 PM
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#10
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Senior Member
Join Date: Jul 2015
Location: Santa Clara, ca
Posts: 167
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hmmm so after reviewing my quote from Justin it looks like my van would be insured as a RV that being said DerPo you might want to check your policy again because if it is insured as an RV you have more options then just Safco.
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