Best travel insurance/towing coverage?

[86Scotty]

Perhaps an old topic, but not sure how to word it to find more info. What do you guys use/recommend for insurance on the road, such as towing coverage, etc? FMCA, Good Sam, AAA? I'm in need, though I haven't even checked to see what my coverage through my auto insurance is.

[Ford_6L_E350]

AAA has towed me 50+ miles a couple of times - no questions and not a penny out of pocket. And they are accepted in northern Canada.

Come to think of it, both long tows were in Canada. Hmmm, maybe I should avoid that country.

Mike

[carringb]

AAA RV+ without a doubt. They have the largest network of providers (by far), and you get 100 miles of coverage. Anybody else will claim "unlimited" coverage, but they really mean unlimited to the nearest service facility. Allstate Motor Club is pretty much a scam. It also claims "unlimited" but its really only up to a dollar amount, which may not even cover the hookup fee.

[86Scotty]

I'll check in to AAA. I was also hoping to find out about how much folks are paying without having to call around and endure sales pitches, but that may not be so simple if there are different tiers.

[BroncoHauler]

I have regular AAA, and Good Sam.

There are elements of each I like. At a minimum, I HAVE to keep my AAA membership for the DMV services alone.


Herb

[BIGVANS]

Originally Posted by carringb

AAA RV+ without a doubt. They have the largest network of providers (by far), and you get 100 miles of coverage.

Hey carringb, I remember you said you have something to do with AAA. Just wondering if you know why AAA of So. Cal. (Santa Ana Office) allowed my van for several years with no problem but when I moved up to the northwest AAA would not renew me and said I had to start over with an upgrade to RV and even that would be limited?

[carringb]

Originally Posted by BIGVANS

Hey carringb, I remember you said you have something to do with AAA. Just wondering if you know why AAA of So. Cal. (Santa Ana Office) allowed my van for several years with no problem but when I moved up to the northwest AAA would not renew me and said I had to start over with an upgrade to RV and even that would be limited?

Each region is operated independently, so you can't really transfer memberships (but you can cancel and they'll pro-rate a refund). RV coverage ensures the proper equipment will come out to your van. Standard coverage only covers services that can be provided with "standard automotive servicing equipment". Most SMBs would be outside that coverage due to weight. CA may have provided you membership, but if you had needed a tow, the provider very likely would have denied the services under AAA. With RV+ coverage, there is not restriction for weight, length, or really anything else, except cargo trailer are limited to 24' (no limit for RV trailers).

[BIGVANS]

Yea, that's just about what the lady at the AAA office said. I think her quote was "Most all of our tow trucks are one tons and you can't tow with the same size truck"

Thanks for the input!

[jage]

Originally Posted by BIGVANS

Yea, that's just about what the lady at the AAA office said. I think her quote was "Most all of our tow trucks are one tons and you can't tow with the same size truck"

[daveb]

So is the AAA premium policy the RV coverage? I've had the premium card since 06 and have yet to be turned down by any tow service dealing with AAA. I usually tell them my van weighs 10,000lbs.