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Old 04-28-2019, 08:34 PM   #1
Join Date: Apr 2019
Posts: 36
Can you get your 4x4 conversion insured?

I picked up a van recently that has a agile 4x4 conversion.
I set up insurance before my 17 hour drive back home but it is insured as if the van is stock, I just wanted to get it over with and be legal before my long drive.
But Iím now realizing that if the van were totaled, I would be out a lot of money since I obviously paid more due to the 4x4 conversion.
Iím going to call my insurance company and ask them about insuring it tomorrow, but was curious if anyone has been able to take the 4x4 cost into value with their insurance company.

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Old 04-28-2019, 08:53 PM   #2
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Join Date: Nov 2016
Location: Montana
Posts: 115
yes, we got it insured for its real value based on:
1. bill of sale
2. bills for additional modifications

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Old 04-28-2019, 10:15 PM   #3
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Join Date: Apr 2013
Location: San Francisco, CA
Posts: 1,856
We were able to get it done through Progressive RV department. Tell them it is "like" a Sportsmobile. They will ask if it has toilet water, etc.

Alternatively, you can get a "stated Value" policy for the amount you state it is worth. You will have to "prove it" in the event of a loss. This is done through classified ads, ads here on the forum. I would also see if Agile can send you a copy of the receipt for all the work they did. And take PICTURES of everything - top. bottom, inside, suspension.

It will take some effort but it can and does get done.
Beastie 3: 2002 7.3 EB Cargo: Agile TTB, CCV Mid Top, Custom Walk Through, Lots of stuff added.
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Old 04-28-2019, 10:43 PM   #4
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Location: San Luis Obispo, CA
Posts: 2,145
My auto insurance only allows me to add up to 6500 in aftermarket add ons so that's what I have. It's not a camper van, just a passenger van with 4x4 conversion.
2005 E350 Chateau - V10 - Agile Offroad 4x4
2012 CTS-V Wagon - For the baby...
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