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Old 04-28-2019, 08:34 PM   #1
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Can you get your 4x4 conversion insured?

I picked up a van recently that has a agile 4x4 conversion.
I set up insurance before my 17 hour drive back home but it is insured as if the van is stock, I just wanted to get it over with and be legal before my long drive.
But Iím now realizing that if the van were totaled, I would be out a lot of money since I obviously paid more due to the 4x4 conversion.
Iím going to call my insurance company and ask them about insuring it tomorrow, but was curious if anyone has been able to take the 4x4 cost into value with their insurance company.
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Old 04-28-2019, 08:53 PM   #2
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yes, we got it insured for its real value based on:
1. bill of sale
2. bills for additional modifications
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Old 04-28-2019, 10:15 PM   #3
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We were able to get it done through Progressive RV department. Tell them it is "like" a Sportsmobile. They will ask if it has toilet water, etc.

Alternatively, you can get a "stated Value" policy for the amount you state it is worth. You will have to "prove it" in the event of a loss. This is done through classified ads, ads here on the forum. I would also see if Agile can send you a copy of the receipt for all the work they did. And take PICTURES of everything - top. bottom, inside, suspension.

It will take some effort but it can and does get done.
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Old 04-28-2019, 10:43 PM   #4
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My auto insurance only allows me to add up to 6500 in aftermarket add ons so that's what I have. It's not a camper van, just a passenger van with 4x4 conversion.
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