Reply
 
Thread Tools Display Modes
 
Old 01-24-2018, 10:16 AM   #1
Junior Member
 
Join Date: May 2017
Posts: 16
financing options

Did any of you shop for financing options or did you just go through SMB/dealer? If you shopped around, what good options did you find? It seems like rates can vary quite a bit, I just want to feel like we did our research when we decide on a lender.

Thanks!
__________________

joesulak is offline   Reply With Quote
Old 01-24-2018, 12:42 PM   #2
ctb
Senior Member
 
ctb's Avatar
 
Join Date: Apr 2013
Posts: 432
Garage
Send a message via AIM to ctb
We went with what SMB found for us (SMB North)...it was pretty competitive and more importantly, EASY...sign and drive sort of speak...we got it under a 20 year loan/ "second home" guise...our SMB has sink, furnace, and fridge which ( i'm pretty sure) qualified it as a second home...We got tot take off interest on taxes too (don't know if you can still do that)....we (eventually) ended up cashing out some equity on our house to "pay-off" the loan...the trade off was a 1.5% savings on overall rate (3% down form 4.? whatever it was), and shaved 5 years off with a 15 year mortgage, thinking saving over 30K on overall interest (though it is all on paper, sort of speak)...so that is how we did it...good luck with whatever you do decide to do, keep us all posted!...
PS. good thing is, these wonderful machines hold their value quite well...
__________________

__________________
'13 MDX Blackmobeebs
'01 Lexus 430 LS Luxobeebs
ctb is offline   Reply With Quote
Old 01-25-2018, 10:23 PM   #3
Senior Member
 
Join Date: May 2012
Location: San Diego, CA
Posts: 332
When I picked up my SMB in 2012 they used Bank of the West and I went with them due to their familiarity with the vehicles and also due to the fact that their rate was competitive. I'm still happy with the choice.

Sent from my STV100-1 using Tapatalk
__________________
2013 E-350 6.8L V10 4x4 RB50, penthouse top, Aluminess bumpers
rltilley is offline   Reply With Quote
Old 01-26-2018, 07:22 AM   #4
Junior Member
 
Join Date: May 2017
Posts: 16
Thanks for the input! Seems like that's the way we're going.
joesulak is offline   Reply With Quote
Old 01-26-2018, 09:40 AM   #5
Member
 
ghetto fireman's Avatar
 
Join Date: Jul 2017
Location: Venice Ca
Posts: 86
Garage
Lightstream quick and easy. good rate also.
ghetto fireman is offline   Reply With Quote
Old 07-12-2018, 04:57 AM   #6
Junior Member
 
Join Date: Jun 2018
Location: NYC
Posts: 18
x2 on Lightstream. Simple, fast, very good rate.
smithie is offline   Reply With Quote
Old 07-19-2018, 06:08 PM   #7
Junior Member
 
Join Date: Jun 2018
Location: Oly / PNW
Posts: 3
Local Credit Union - Easy, but had to get an appraisal for them to get a value on it as KBB and NADA both do not adjust well for the SMB.
__________________

NWAvant is offline   Reply With Quote
Reply

Thread Tools
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off

» Sportsmobile Registry

VivaLaVida

Pschitt

Priscilla

DocMP
Add your Sportsmobile
Powered by vBadvanced CMPS v3.2.3
Disclaimer:

This website is not affiliated with or endorsed by Sportsmobile SIP or any of its affiliates. This is an independent, unofficial site.


All times are GMT -6. The time now is 04:02 PM.


Powered by vBulletin® Version 3.8.8 Beta 4
Copyright ©2000 - 2018, vBulletin Solutions, Inc.