[QUOTE=JWA;249198 The problem becomes regardless what the agent tells you if they're wrong or deceptive in making promises you won't know until a claim is made. You sign and pay for coverage thinking you have one thing but when making a claim you only then discover you don't have what you thought you had. The agent's promises are not binding to the carrier especially if they're brokers and not employed full-time and exclusively by the carrier.[/QUOTE]
Exactly. It's a bit of a crap shoot, but if others have had satisfactory claims experience, that's a huge step in the right direction. I had a claim on my SF homeowners policy a few years ago, and the process went exactly as my agent said a claim on my van would go. I got a fair settlement, but it took a bit of back and forth after the initial settlement offer.
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Arctic Traveller
KC6TNI
2001 GTRV
Advanced 4wd
Agile Ride improvement package
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