Reply
 
Thread Tools Display Modes
 
Old 03-07-2019, 01:30 PM   #211
Member
 
Join Date: Feb 2018
Posts: 40
Insurance coverage for S

Still looking for best and most cost effective coverage. I currently have AAA who will only insure campervan as a van, because that is how "the VIN identifies it." Then they add on a special policy to cover the conversion. Total annual policy is $2719!

Through GoodSam the underwriter is National General and only $1550 annual. Quite the savings, only problem is, NG has terrible write ups!

Ive been w/ AAA for yrs bc I have a multi policy w/ other vehicle and HO insurance. We've liked it bc the policy covers replacement due to fire, which have been out of control here in CA the past several years.

Who do you use for your SMB conversion and how much do you pay?
__________________

rolorun is offline   Reply With Quote
Old 03-07-2019, 01:32 PM   #212
Member
 
Join Date: Feb 2018
Posts: 40
Insurance coverage for SMB conversion

I have a 2018 Sprinter 2500 4x4 full conversion w/ pop top. Still looking for best and most cost effective coverage. I currently have AAA who will only insure campervan as a van, because that is how "the VIN identifies it." Then they add on a special policy to cover the conversion. Total annual policy is $2719!

Through GoodSam the underwriter is National General and only $1550 annual. Quite the savings, only problem is, NG has terrible write ups!

Ive been w/ AAA for yrs bc I have a multi policy w/ other vehicle and HO insurance. We've liked it bc the policy covers replacement due to fire, which have been out of control here in CA the past several years.

Who do you use for your SMB conversion ins and how much do you pay?
__________________

rolorun is offline   Reply With Quote
Old 03-07-2019, 03:42 PM   #213
Senior Member
 
bfolens's Avatar
 
Join Date: Oct 2018
Location: California
Posts: 112
Garage
I just moved to StateFarm. I am paying 1200 per year for the minimal BUT, I can hold the insurance during a period of 6 months (i.e. winter time). So, good saving.
__________________
Ford Econoline 150 - 2001 - 4.6l - GTRV
bfolens is offline   Reply With Quote
Old 03-07-2019, 04:47 PM   #214
Member
 
Join Date: Feb 2018
Posts: 40
Thanks, that's a really good deal, I will check out State Farm.
rolorun is offline   Reply With Quote
Old 03-07-2019, 06:07 PM   #215
Member
 
Join Date: Sep 2011
Location: Boise, ID
Posts: 43
I had a passenger van E350 with a SMB RB50 conversion. Good Sam/Natl Gen insured it as an RV with full replacement coverage at a reasonable premium. Then it got totaled. NG was a bit of a pain to deal with (nowhere near USAA’s easy claims service, but USAA won’t do RVs). In the end I was shorted a couple $k.

For my new SMB I tried to go with USAA’s referral to Progressive. But Prog. Would not take it because it has no built in toilet. I went with GEICO for my with full purchase price replacement.
johnolden is offline   Reply With Quote
Old 03-08-2019, 05:40 AM   #216
Senior Member
 
BrianW's Avatar
 
Join Date: Apr 2012
Location: Philadelphia, PA
Posts: 2,962
Seeking RV Insurance for 4WD New SMB

Wow, I recently added my 2002 E250 Traverse to my Erie Insurance for something like $450 a year. It’s added as an RV and they wanted to know its current replacement cost. I pay a similar premium for my 98 SMB. Both vans are covered on the same overall policy as our two regular vehicles.
BrianW is offline   Reply With Quote
Old 03-09-2019, 12:59 AM   #217
Orv
Senior Member
 
Join Date: Sep 2018
Posts: 209
Garage
I have mine insured through AAA, liability only. The value is on the edge of where I'd normally think about getting collision and comprehensive, but with its age I think it would be hard to get them to pay out what it's actually worth anyway. I'm in a position where I can afford to "self insure" as it were, instead of paying out premiums for something that probably wouldn't be there if I needed it anyway.

I originally tried to insure it as an RV -- the rates are much lower -- but everyplace I tried refused to quote an RV policy for something that didn't have a permanently installed toilet. I don't know if that's a state-specific thing, or what. I also had to call around, because it has a commercial VIN the online quote systems would reject it.
__________________
N8SRE
1990 E-250 Sportsmobile w/ penthouse top, converted in 1990 by SMB Texas.
Orv is offline   Reply With Quote
Old 03-09-2019, 08:45 AM   #218
Member
 
Steve C's Avatar
 
Join Date: Apr 2018
Location: New Meadows, Idaho
Posts: 36
Garage
That price seems excessive, I have full coverage on a 2001 7.3 for $511 per year through State Farm in Idaho. Insured and registered as an RV. When I had it insured, I listed the worth at $65K. Of course most insurance companies are more willing to take your $$$ than give you theirs when you need it.
Steve C is offline   Reply With Quote
Old 03-09-2019, 11:18 AM   #219
Junior Member
 
Join Date: Sep 2018
Location: Colorado
Posts: 15
I have Allstate for for 2013 SMB 4x4, EB51 build and full replacement value at $850/year.
__________________

soloalpinist is offline   Reply With Quote
Reply

Thread Tools
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off

Powered by vBadvanced CMPS v3.2.3
Disclaimer:

This website is not affiliated with or endorsed by Sportsmobile SIP or any of its affiliates. This is an independent, unofficial site.


All times are GMT -6. The time now is 01:54 PM.


Powered by vBulletin® Version 3.8.8 Beta 4
Copyright ©2000 - 2019, vBulletin Solutions, Inc.