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Old 07-08-2014, 02:55 PM   #1
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Insurance Question

Among members of this site, what is the customary way to insure a Sportsmobile van? For insurance purposes, is it a van or a recreational vehicle? Does anyone have a recommendation as to insurance companies, who are knowledgeable concerning Sportsmobile conversions? If there is a choice (van vs. RV) what are the pros and cons of each?

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Old 07-08-2014, 04:29 PM   #2
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Re: Insurance Question

"Use the search, Luke..."

Use the search function, or better yet, use Google with site:www.sportsmobileforum.com in the search field with your other terms.

Or start with this thread: Seeking RV Insurance for 4WD New SMB.

And, welcome to the forum.

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Brent
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Old 07-09-2014, 09:25 AM   #3
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Re: Insurance Question

We insured our van with Foremost as an RV. It was built by Van Specialties, not Sportsmobile. We had to show them the invoice for the modifications. We have liability, comp, collision, and roadside assistance all for about the same cost as liability only on our 7 year old Honda Fit. I don't know if its replacement cost or not.
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Old 07-09-2014, 12:38 PM   #4
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Re: Insurance Question

Mine is insured by Progressive as a RV to get a better rate.
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Old 07-14-2014, 02:52 PM   #5
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Re: Insurance Question

Definitely look at that thread. Variables include your build, your state, and your wallet. It can be a real pain. Ditto for emergency roadside service.
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Old 07-14-2014, 08:39 PM   #6
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Re: Insurance Question

Had ours underwritten by State Farm(they do all of our vehicles, homeowners and business policies). I explained the custom nature and a simple phone call between my agent and Lynn at SMB West got them all set straight with appropriate replacement values etc... Full coverage for just under 600/yr
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Old 09-14-2014, 08:26 PM   #7
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Re: Insurance Question

National Interstate
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Old 09-16-2014, 07:40 PM   #8
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Re: Insurance Question

RV. While everything else I own is with State Farm, I went with Progressive. They beat everyone else on price and level of coverage.
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