If the SMB is registered at the DMV as a van, getting it insured as a motor home could be a problem. I wonder how your previous owners did it. That is too bad that you got stuck for more money. So much to know/so little time. I cannot wait to use my SMB.
2008 SMB E350 EB V10 White with Cruiser Top; EB-17 modified floor plan; Salem Kroger 4X4;
285/75/17E tires; Named: "The Lighthouse"
2000 Isuzu Rodeo V6 4WD
2006 Chalet LTW 15ft. Folding Travel Trailer 14 in. tires