"Looks like I'll be going with an
external regulator on my spare XP-270 that's being serviced"
I have that regulator on my boat, and it works just fine. It was part of an upgrade package along with a new alternator.
Also, after looking at the Sterling more closely, I understand how it fools the alternator into increasing it's charge rate and then divides and manipulates the resulting increase for each battery type and state of charge. It looks like a great way to go, albet rather expensive. Running an external regulator might not be any less expensive though if you have to modify or replace your alternator to get the field wire out of the case and attached to the regulator. You also have to buy the regulator, and if your running different types of batterys (say a lead acid start and AGM house) you need to get one with seperate, programable outputs. If all your trying to do is increase the life of your batterys, you may not save much money in the end over early replacement. (depending on how quickly your battery dies that is) You will get the added benifit of much faster recharge times though.