I stumbled upon this post and thought I'd share my financing experience. So, when we got our SMB, we initially went with what SMB North found for us. It was competitive and super easy, sign and drive style. But later on, we decided to shop around and found a local Credit Union. They required an appraisal to get the right value for the SMB since KBB and NADA didn't adjust well. It was still a smooth process, though. By cashing out some equity on our house, we saved 1.5% on the overall rate and shaved off 5 years with a 15-year mortgage. It's all on paper, but we're hoping to save over 30K in interest. Oh, and by the way, I was browsing online and found a Mortgage Broker in Hedon who might be helpful for mortgages and loans. Just thought I'd share.
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