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11-10-2008, 01:09 PM
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#1
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Senior Member
Join Date: Aug 2008
Location: Asheville, North Carolina!!!
Posts: 195
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Insurance
I'm getting close to buying a SMB and was wondering what a good insurance company was to insure one of these things. My insurance company gave me a quote for a base model ford with no options. When I mentioned that it had been converted into a Camper they informed me that they do not insure RV's. Anybody have any ideas?
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2000 E-350, 7.3 Power Stroke Diesel. 4x4. Loaded. "The Big Gray Whale"
1982 Mercedes 300D. WVO, SVO and Biodiesel for the last 30,000 + miles. (my 600 mile a week commuter).
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11-10-2008, 01:28 PM
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#2
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Senior Member
Join Date: Jul 2007
Location: Austin, Texas
Posts: 1,543
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National Interstate
and they have full replacement value insurance optins...
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Greg in Austin
2008 Ford 6.0PSD EB/E-PH SMB 4X4 Aluminess f/r bumpers (13.5mpg avg, 15mpg hwy) 52k miles [Texas McBeast]
2006 Toyota Prius (48 to 68 mpg) 120k miles [Penelope]
2013 Jeep Wrangler Unlimited Rubicon (15 to 18 mpg) [Johnnie]
2012 Mitsubishi MiEV (no gas required) ($.50/day in electricity) [Evie]
https://badge.facebook.com/badge/1232...3.32047100.png
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11-10-2008, 01:30 PM
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#3
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Junior Member
Join Date: Aug 2007
Location: Whitefish, Montana
Posts: 19
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Progressive Insurance. They are familiar with the Sportsmobiles and we're paying $588 / year. Nobody else seemed to know what an SMB was. Good Luck!
Marc
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2005 White SMB EB-50 4x4 and SMB Trailer
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11-10-2008, 02:15 PM
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#4
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Senior Member
Join Date: Jul 2008
Location: Forest Falls CA
Posts: 876
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Costco *(Ameriprise)
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11-11-2008, 11:12 AM
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#5
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Senior Member
Join Date: Apr 2007
Location: Seattle, WA
Posts: 1,017
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Quote:
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Originally Posted by Marc
Progressive Insurance. They are familiar with the Sportsmobiles and we're paying $588 / year. Nobody else seemed to know what an SMB was
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I had a similar experience and ended up with Progressive. After many confusing conversations with other companies, I was delighted to find Progressive has "Sportsmobile" listed in their computer system.
I pay $433 / YEAR for $500/$250/$100K liabability and $72K collision/comp.
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11-11-2008, 03:03 PM
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#6
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Senior Member
Join Date: Apr 2007
Location: Blairsden, CA (when not on the road)
Posts: 1,087
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As Greg mentioned Nationa Interstate also knows SMBs. I started with Progressive and canceled as they required a built in toilet. A Porta Potti wouldn't cut it with them and seems to with National. Whatever....
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Scatter
You can be anything you want on the Internet,
it amazes me that so many choose stupid....
2007 RB50, 6.0
K1WGB
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11-11-2008, 03:34 PM
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#7
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Senior Member
Join Date: May 2007
Location: San Diego, CA
Posts: 989
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I had a tough time finding insurance for our SMB, especially since it is my primary (every day) vehicle. It was even more difficult to find it at a relatively reasonable price. I ended up with AAA insurance and it wasn't a problem to insure it for the present value of the SMB. It is insured for the exact amount on the invoice from SMB Fresno.
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2007 Ford RB Diesel SMB 4x4 Pueblo Gold; Custom configuration (aisle layout); PIAA 580 driving lights; Picked up on Oct 19, 2007.
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11-12-2008, 12:44 PM
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#8
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Senior Member
Join Date: Apr 2007
Location: Franktown, CO
Posts: 7,604
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Initially went with Farmers and it was an uphill battle to get it insured for more than a E350 chassis. Switched to Progressive too... now all my auto policies are Progressive.
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and then
everything changed
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11-12-2008, 01:17 PM
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#9
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Site Team
Join Date: May 2007
Location: Turlock Ca
Posts: 10,159
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I would go through all the archives on this site because there are some differences from state to state and agent to agent. Make sure they will actually come through when you need it. I had a hard time and got the run around when looking. I even got different answers when I called the same company back. There seems to be issues with several companies about the portable john and other items. What good is full coverage if they pull a rabbit out of their hat and say "sorry" you don't qualify. I have GMAC and so far so good but I never have had to try to get back a 115K vehicle that got totaled out. GMAC through Good Sam seems kind of high priced. There is a good thread on the SMB owners group about someone who totaled their rig. You can read about my troubles here.
http://autoramblings.com/blog/?cat=5&paged=2
Good luck on your choice.
Dave
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2006 Ford 6.0PSD EB-50/E-PH SMB 4X4 Rock Crawler Trailer
Sportsmobile 4X4 Adventures.......... On and off road adventures
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11-12-2008, 02:34 PM
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#10
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Senior Member
Join Date: Apr 2007
Location: Seattle, WA
Posts: 1,017
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Yeah, here are some other threads on insurance:
- insurance
- SMB Insurance
-- Geoff
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Sportsmobile (AKA Money Pit)
