Originally Posted by Ned5555
But would State Farm calculate the cash/replacement value of your SMB using just the stock passenger van specs?
This is one problem with State Farm. They don't do "replacement value" for passenger vehicles. They only do depreciated value, plus "up to $1,000 for aftermarket modifications". They don't even offer a replacement cost or state-value policy, or did not a year ago.
That said.... how you have your rig insured should be mostly independent of how you have it registered.