Quote:
Originally Posted by Ned5555
But would State Farm calculate the cash/replacement value of your SMB using just the stock passenger van specs?
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This is one problem with State Farm. They don't do "replacement value" for passenger vehicles. They only do depreciated value, plus "up to $1,000 for aftermarket modifications". They don't even offer a replacement cost or state-value policy, or did not a year ago.
That said.... how you have your rig insured should be mostly independent of how you have it registered.