I am looking to insure a rig with no marine toilet, just a porta-potty. It has all the other amenities though (sleeping area, kitchen, heat)
Most of the companies where I am pursuing a quote either ask up front if there is a toilet or have a check box at the end confirming that there is one.
These included Geico, Good Sam's, and Progressive. Based on other threads, I know SMB owners have gotten insurance at least through Progressive. Do you all just consider the Porta-P as an on board toilet?
It seems to me that they are just looking to make sure you have an actual RV and not a cargo van with sleeping bag, but I don't know for sure....