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jpau00 02-25-2014 05:37 PM

Potties and insurance
I am looking to insure a rig with no marine toilet, just a porta-potty. It has all the other amenities though (sleeping area, kitchen, heat)

Most of the companies where I am pursuing a quote either ask up front if there is a toilet or have a check box at the end confirming that there is one.

These included Geico, Good Sam's, and Progressive. Based on other threads, I know SMB owners have gotten insurance at least through Progressive. Do you all just consider the Porta-P as an on board toilet?

It seems to me that they are just looking to make sure you have an actual RV and not a cargo van with sleeping bag, but I don't know for sure....

Any experience shared is much appreciated.

Tapatio 02-25-2014 06:17 PM

Re: Potties and insurance
Porta qualifies as a toilet.

Aldercrest 02-25-2014 11:44 PM

Re: Potties and insurance

Originally Posted by Tapatio
Porta qualifies as a toilet.

Second that. And I'm with Progressive.

jpau00 02-25-2014 11:47 PM

Re: Potties and insurance

It is hard to go round and round with an insurance rep that doesn't know much about these. I needed better footing. Got a quote from Progressive and I'll probably just go through them.

daveb 02-26-2014 12:14 AM

Re: Potties and insurance
That's strange cause I was told it had to have a black water tank. Maybe you can consider the porta pottie has a black water tank?

9pb9 02-26-2014 07:01 AM

Re: Potties and insurance
State Farm took me with only a porta potty. It took about 4 months and as many "corrections" to the policy to finally get an RV rate but they did come through in the end.

Tapatio 02-26-2014 08:20 AM

Re: Potties and insurance
AAA signed off on the porta for us.

daveb 02-26-2014 09:34 PM

Re: Potties and insurance
At the time GMAC signed me off w/o any black water tank or porta pottie. They are now General National IIRC. Still with em.

rob_gendreau 02-26-2014 10:36 PM

Re: Potties and insurance
Search around here... Many misadventures. I had to drop CSAA cuz they don't do RVs, and ended up going with Safeco.switching to

LenS 02-27-2014 07:59 AM

Re: Potties and insurance
We also have "GMAC".

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