My rig is licensed as a cargo van--it was purchased by the original owner as a cargo van, then SMB North did the conversion. The licensing was never changed--it is still licensed as a cargo van. It has a porta-potty, but no fixed toilet or black tank.
The van does carry the RVIA sticker. I have the original build sheet from SMB. And, at my request, Nancy wrote a letter on SMB letterhead stating that the vehicle represented by this VIN was converted to a Class B motorhome by SMB on 12/1/2005. And--NADA has my VIN in its database as an SMB.
I provided my insurance company with:
1. A copy of Nancy's letter, establishing my rig as a Class B motorhome.
2. A copy of the SMB build sheet, showing that it really is a motorhome.
3. A copy of the NADA valuation assigned to this VIN as an RV.
With that, the insurance company did not question anything, despite the fact that the rig is not licensed as an MH. They accepted it as an MH, and insured it accordingly--with the agreed value and value upgrades that I discussed in an earlier post.
My general policy is to come in with so much evidence supporting my desired goal that the other party never considers questioning it. There is a long-established truth in the study of conflicts and their resolutions that notes that the party who speaks first, defines the parameters of the discussion. My big stack of paperwork is my way of speaking first--which has the effect of organizing the entire conversation around my goal. More often than not, it works.
Of course--and I say this with deep seriousness, from my heart--with power comes responsibility. I only use this approach when I am seeking to achieve a goal that I believe to be morally and ethically clean. This kind of thing can be used to manipulate people into doing things that are not good. I will not go there, and I will never condone anyone else using an approach like this as a means of achieving questionable ends.
OMG, the Silver Streak is Sold!
2006 SMB EB45ish.
5.4L, QuadVan 4x4
Ready to Rumble!