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Old 07-08-2014, 02:55 PM   #1
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Insurance Question

Among members of this site, what is the customary way to insure a Sportsmobile van? For insurance purposes, is it a van or a recreational vehicle? Does anyone have a recommendation as to insurance companies, who are knowledgeable concerning Sportsmobile conversions? If there is a choice (van vs. RV) what are the pros and cons of each?

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Old 07-08-2014, 04:29 PM   #2
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Re: Insurance Question

"Use the search, Luke..."

Use the search function, or better yet, use Google with in the search field with your other terms.

Or start with this thread: Seeking RV Insurance for 4WD New SMB.

And, welcome to the forum.


2008 E350 EB, V10, GTRV Conversion
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Old 07-09-2014, 09:25 AM   #3
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Re: Insurance Question

We insured our van with Foremost as an RV. It was built by Van Specialties, not Sportsmobile. We had to show them the invoice for the modifications. We have liability, comp, collision, and roadside assistance all for about the same cost as liability only on our 7 year old Honda Fit. I don't know if its replacement cost or not.
2009 E250 RB 5.4L "SilVan"
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Old 07-09-2014, 12:38 PM   #4
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Re: Insurance Question

Mine is insured by Progressive as a RV to get a better rate.
Travelling in VivaLaVida (custom 2010 6.0 Ford E-350 Extended with U-Joint 4WD conversion)
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Old 07-14-2014, 02:52 PM   #5
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Re: Insurance Question

Definitely look at that thread. Variables include your build, your state, and your wallet. It can be a real pain. Ditto for emergency roadside service.
2001 Ford E250 Sportsmobile with Salem-Kroger 4x4 conversion
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Old 07-14-2014, 08:39 PM   #6
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Re: Insurance Question

Had ours underwritten by State Farm(they do all of our vehicles, homeowners and business policies). I explained the custom nature and a simple phone call between my agent and Lynn at SMB West got them all set straight with appropriate replacement values etc... Full coverage for just under 600/yr
2002 EB51 7.3L w/ Stage 2- UJoint 6" 4x4 Conversion
2001 RB50 V10 Quigley- SOLD
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Old 09-14-2014, 08:26 PM   #7
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Re: Insurance Question

National Interstate
Greg in Austin
2008 Ford 6.0PSD EB/E-PH SMB 4X4 Aluminess f/r bumpers (13.5mpg avg, 15mpg hwy) 52k miles [Texas McBeast]
2006 Toyota Prius (48 to 68 mpg) 120k miles [Penelope]
2013 Jeep Wrangler Unlimited Rubicon (15 to 18 mpg) [Johnnie]
2012 Mitsubishi MiEV (no gas required) ($.50/day in electricity) [Evie]
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Old 09-16-2014, 07:40 PM   #8
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Re: Insurance Question

RV. While everything else I own is with State Farm, I went with Progressive. They beat everyone else on price and level of coverage.

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