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Old 12-23-2015, 02:56 PM   #1
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4x4 van insurance - Non Class B RV

For those of you that have 4x4 vans (not SMB or Class B RV), how are you insuring the value of your van? Are you adding a specific amount as modification value or are you insuring an agreed value? It might even be the same thing, but I wanted to confirm what other people are doing.

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Old 12-23-2015, 11:26 PM   #2
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For those of you that have 4x4 vans (not SMB or Class B RV), how are you insuring the value of your van? Are you adding a specific amount as modification value or are you insuring an agreed value? It might even be the same thing, but I wanted to confirm what other people are doing.

I'm using the safeco recommended guy from this forum. I told him I wanted 27k if I stack my smb up. He was able to write it no issues. So I'm assuming non smb would work the same. I know my last ins company would only let me cover 1500 in mods with receipts....
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Old 12-24-2015, 09:32 AM   #3
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I'm using the safeco recommended guy from this forum. I told him I wanted 27k if I stack my smb up. He was able to write it no issues. So I'm assuming non smb would work the same. I know my last ins company would only let me cover 1500 in mods with receipts....
I'm guessing you have an RV policy though, right?
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Old 12-24-2015, 12:42 PM   #4
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I'm guessing you have an RV policy though, right?
Negative. Just regular ol auto
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Old 12-24-2015, 05:50 PM   #5
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ok so who do we contact?
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Old 12-24-2015, 05:55 PM   #6
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5595774704

His name is Justin. Tell him Mark from Sportsmobile forum sent you
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Old 12-24-2015, 07:48 PM   #7
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Negative. Just regular ol auto
Is your van your daily driver? Just curious because if you insure it as an RV, the annual premium is like half of what a regular auto would be...mainly because you wouldn't be driving it very often and not put many miles on it a year.
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Old 12-25-2015, 12:38 AM   #8
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Is your van your daily driver? Just curious because if you insure it as an RV, the annual premium is like half of what a regular auto would be...mainly because you wouldn't be driving it very often and not put many miles on it a year.
It's not a DD, but they couldn't do RV ins for some reason I can't recall. I think maybe the plumbing or lack thereof.
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Old 12-25-2015, 11:00 AM   #9
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Cool thanx for info I will call him monday
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Old 07-07-2016, 07:31 PM   #10
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hmmm so after reviewing my quote from Justin it looks like my van would be insured as a RV that being said DerPo you might want to check your policy again because if it is insured as an RV you have more options then just Safco.
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